I'm sorry to say but no a virtual hajj, as nice as it seems, is not equivalent to the actual hajj we must all take at one point in our lives. When we take the hajj (the real one) our sins will be washed away insha Allah, but a virtual hajj doesn't require you leave your computer-chair. A virtual hajj will not give you the same majical and beautiful experience of performing the actual authentic hajj. Insha Allah I pray you be given the chance to make hajj soon insha Allah and insha Allah your hajj will be accepted by Allah Subhanahu wa Ta'ala and you will come home stronger in Iman and with a stronger love for Allah Subhanahu wa Ta'ala.
