In New York, a guy walks into a bank. He tells the loan officer that he needs to borrow $5000 because he is going to Europe for a two week trip. The loan officer says the bank will need collateral for the loan so the guy hands him the keys and the title papers to his brand new Ferrari that is parked in the street in front of the bank.

Obviously, a $250,000 Ferrari is more than enough collateral so the loan officer gives him the $5000. The guy leaves and the loan officer drives the Ferrari into the bank's underground parking garage and parks it.

Over the next few days, the big joke among the bank employees is all about the foolish man that put up $250,000 collateral for a measly $5000 loan.

But, two weeks later, the guy returns from his trip and repays his loan. Plus $26.92 interest.

The loan officer says to the guy, "I want to thank you for your business, but I'm curious. While you were away, I checked and found out you are a multimillionaire. I don't understand why you bothered to borrow $5000 when you have so much money."

The guy replies, "Where else in New York can I park my Ferrari for $2.00/day and expect it to be there when I return?"