[NOTE TO MOD:
this info came from link removed i know this site does not reflect the views of mainstream islam. (they reject the ahadith). this is why i am wondering if the info is accurate.]

i recently read that usury (riba) and interest (faeda) are not the same and that it is usury that is prohibited in the qur'an, not interest.
this is the first time i have read this distinction.
according to this, usury is excessive interest, which is forbidden. it is ok to take loans from banks (like to buy a house or a car).
is that true - is there a difference???
thanks in advance.