Default Is real Estate Halal/haram or IS EVERYTHING WE USE HARAM?

**hasan52** · 08-24-2014

Salaam Brother and sisters - I would Like to know If selling Real Estate ( houses/properties) is halal IF the Customer Is taking a mortgage from the bank and potentially paying interest on it to pay to the seller ?
- is this halal or haram ?
if it is haraam please explain why - as mostly every single product is sourced from Non muslims and is most likely sourced form haraam income - for e.g. the phones that we have big companies must have taken a loan whether it is now or 20 years ago - to source the products we use today - I.E Our smaprthones - clothes - computers - out internet providers to even use this forum - gas cookers - hoovers - all eletronics - even maybe the halal food we eat - heating systems - lights - blankets - sofas - - 99% of people didnt start off rich - they most likely had ot borrow from bank to expand whther it was yesterday or 60 years ago - end product is that the income and the products is sourced from the loan money they borrowed from the bank ( and paying interest on it) - and that includes everything we use today - does this make our products harram - the jobs we get paid by - maybe non muslim owners have funded their business from gambling 10 years ago and invested in to their business and grew to employ staff and to pay people - does this make the money haram - nearly every single aspect of life or what we buy or sell - the money or products have 99% come from haraam means - if dosownin everything that came from these means - we probably woudnlt even have clothes to wear or water to take a shower - as big companyies have taken loansn to grow and supply what we use today as you could say a neccesity - similiarly i want to know if selling a house to a person who is paying you from the money that they have taken from the banks and paying interest on it halal for the seller to receive that money? JZK KHAIR

**ardianto** · 08-24-2014

According to fiqh, the principle of ibadah is "everything is haram until there is evidence that allow it", while principle of muamalah is "everything is halal until there is evidence that forbid it". Trading is included in muamalah.

In early of 2000's my family sold a house which the buyer used loan from bank to pay it. After transaction, the bank paid my family in full payment, and the business was over. Yes, the loan that taken to pay my family house was not my family business, but the buyer business.

Was that payment haram?. There is no evidence to say it's haram to receive money from bank when bank buy something from us through cash payment.

I use many products from producers which i know take loan from banks. Then if they take loan to produce those products, is it mean those products become haram for Muslims?. There is no evidence to say that those products become haram to be used by Muslims.

Brother, I start my post with principle of ibadah and muamalah because I notice, there Muslims, mainly in the West who think that the principle "everything is haram until there is evidence that allow it" is implemented to muamalah too, not only in ibadah. I guess, you feel hesitate to use those products because you didn't find evidence to allow it.

**hasan52** · 08-25-2014

Originally Posted by ardianto

According to fiqh, the principle of ibadah is "everything is haram until there is evidence that allow it", while principle of muamalah is "everything is halal until there is evidence that forbid it". Trading is included in muamalah.

In early of 2000's my family sold a house which the buyer used loan from bank to pay it. After transaction, the bank paid my family in full payment, and the business was over. Yes, the loan that taken to pay my family house was not my family business, but the buyer business.

Was that payment haram?. There is no evidence to say it's haram to receive money from bank when bank buy something from us through cash payment.

I use many products from producers which i know take loan from banks. Then if they take loan to produce those products, is it mean those products become haram for Muslims?. There is no evidence to say that those products become haram to be used by Muslims.

Brother, I start my post with principle of ibadah and muamalah because I notice, there Muslims, mainly in the West who think that the principle "everything is haram until there is evidence that allow it" is implemented to muamalah too, not only in ibadah. I guess, you feel hesitate to use those products because you didn't find evidence to allow it.

Salaam - yes i was Just wondering as if we take it as haraam becuase of the Money taken in an unislamic way - (from the buyers point of view becuase it concludes he has to pay interest) then i am sure every product we use would become haram as some companies have taken riba loans to expand business - therefore even the neccesities that we use like water and even food mabecome haraam - its the same concept - and you cant really live like that - but i read that in one hadteeth stating " The Prophet, , may cursed the receiver and the payer of interest, the one who records it and the two witnesses to the transaction and said: "They are all alike [in guilt]."
Now when selling a house - do you haveto sign any contracts for the buyer to receive a loan from a bank and is applicable to the Above hadeeth " the one who records it and the two witnesses to the transaction and said: "They are all alike [in guilt] ? "

**ardianto** · 08-26-2014

The loan agreement did not involve my family.

Here, the trading process. Mr A interested to buy my family house, but he didn't have enough money. So he went to the bank and negotiate them to fund the purchase. My family absolutely not involved in this process. After seeing the house, the bank agree to buy the house. Then the trading transaction happened between my family and the bank. Mr A was not involved in this transaction, he just saw it. After the house belong to the bank, the bank sell again to Mr A who paid it in installment. My family of course, not involved, because the house no longer ours.