Salaam to you Samiun,
"And He who sends down (from time to time) water from the sky in due measure, and We raise to life therewith a land that is dead. Even so will you be raised (from the dead) (Surat az -Zukhruf, 11)
It's not about the size of the rain drops that matters. When there is just too much of it, there will be floods. I guess it has more to do with the natural topography. Low and flat lands will be more susceptible to floods.
Yes, Britain may be an advanced nation but some of its infrastructure were made a very long time ago indeed. While most of Europe had to rebuild itself after the war, Britain didn't and still carried on with its old infrastructure.