If after deducting the remaining debt amount from your assets, the remaining wealth equals or exceeds the amount of Nisāb (200 Dirhams or equivalent value), you will have to sacrifice an animal for Qurbāni. The amount considered as part of your assets and estate includes your cash savings as well as all valuables that you own which are over and above your basic needs and necessities. If after deducting the remaining loan amount from your entire estate, the remaining wealth is less than the Nisāb amount, you will not have to offer a sacrifice.
و أما شرائطها فهي ثلاثة * أولها الغني و الغني فيها هو من له مائتا درهم أو عرض يساوي مائتي درهم سوى مسكنه وخادمه و ثيابه التي يلبسها و أثاث البيت فالغني في الأضحية ما هو الغني في صدقة الفقر (الفتاوى الخانية ج 4 ص 328حقانية)
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