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Fatwa - Sales Transactions 1
Sale Contract
Mentioning the two parties in the sale contract
Basics of economy in Islam
Hadith of entering markets
Selling an object to one's children
Woman as a trader
Buying from non-Muslims when Muslim traders are present
What should be done with excess samples taken for the quality assurance of imported goods
Kinds of lawful transactions
Conditions of Sale
Mutual agreement in a sale
Selling prohibited items
Selling dogs
Selling monkeys
Selling cassette tapes
Entertainment Devices
Selling Flowers
Payment for blood donors
Selling a Najis article
Buying illustrated magazines
Selling visas
Ceding one's rights to another person
Buying the crop yield for the next few years
Majhul sale
Credit sale and specifying the rate of profit
An urbanite selling to a Bedouin and receiving caravans
Brokerage
`Urbun sale
`Inah Sale
Selling by installments
Selling to a fixed time
Selling a commodity for a fixed time even if its price increases
Selling a commodity for a deferred price for more than the current cash price
Someone asking the other to buy him a commodity for cash money and then selling it back with a deferred price
Installment sale
Borrowing to trade
Buying in installments and having to pay insurance money
Selling after owning and having an item
Delaying the payment and delivery in a concluded sale
Buying books by installments
Difference between sale in installments and Tawarruq
Tawarruq and its ruling
Sale in immediate and deferred installments
Selling with a deferred price more than the immediate price
Substituting old commodities with new ones for some money
Financing a company to build a house with materials it does it own
Repaying debt before it is due with a reduction
Payment of debts
Procrastination in repaying debts
Repaying debt with the currency prevailing at the time of sale
Monopolization and pricing
Copyrights on tapes
Conditions in selling
Two sales in one
Combining two sale contracts
Buying a house from someone and stipulating that the seller should rent part of the house
Differed sale and stipulating that the buyer pays one Sa` of barely for each Dirham when the time is due
Selling the share in a company for some commodities
Selling a car in installments and stipulating receiving the buyer's service
Offering a commodity for two prices and departing without picking one
A seller writing, "We do not replace sold goods nor return their price."
Option sale
The buyer's ownership of the commodity even if before registration
Telling the buyer the truth about the sold item
Informing the buyer of the sold item's defect even if little
Selling a commodity bought with a defect
Buying without saying the defect of the sold item
An employee and contractor agreeing to record false amounts of water
Mentioning the sold item's repairs
Selling a land whose owner was forbidden from starting a project on it
The seller hiding a defect that reduces the price of the commodity
Selling vegetables in wholesale knowing farmers cheat in them
Putting good fruits above bad ones
Gathering and packing the sold items under a reputable factory's name
Putting good fruits above bad ones
Ripening semi-dry dates artificially
A seller mentioning the defaults to the seller
Selling a parked car without stating its problems
Washing an exported sheep to make the buyers believe it is local
Selling pornography
Swindling
Selling the food remaining in a restaurant against the rules
Obligations of the two parties in a sale
Using a substance that makes buyers think figs are ripe
Stuffing the box of fruits with paper to make the buyer think it is full
Informing the buyer about the reduction of the weight of the bag
Bakeries reducing the weight of the loaf of bread
A butcher including the weight of the bag
Sincerity about the price of the commodity
Selling what is not owned
Selling something before owning it
The seller owning the sold item
Selling before or after buying
Validity of giving a promise to buy before actual buying
A man selling a land which he does not possess
A man selling what he does not own and then repenting and failing to find the buyers
A Muslim selling something before receiving and possessing it
Buying a car and selling it after possessing it
Fixing the profits' rate
Selling a car before owning it
permissibility of selling after receiving the item
Selling the car to its first owner with a less price
The money paid for writing a Notification of clearance
The meaning of debt mentioned towards the end of Surah Al-Baqarah
The proper way of selling cars for deferred payment within a year or by installments
Facilitate the process of a debt
Selling what is not possessed
Borrowing a car from someone who does not own it, writing a contract and paying the money in the same meeting
Buying a car from the agency and selling it without moving it
Selling some Dirhams with cash for more Dirhams on credit
getting some furniture from another store and selling it the the buyer
Buying a land from a trader and selling it to him again in installments
Tawarruq and selling a commodity before buying it
The car agency owner selling a car without a plate or form and the buyer selling it as a debt before receiving it
Selling a commodity to someone after agreeing with another and giving the first a sum of money in return
Tawarruq and selling a debt for what is not owned
Buying and selling a commodity before paying its price
Having the custom's clearance is not considered as receiving or owning the commodity
Conditions for owning a commodity
Wakalah in buying and selling a commodity before receiving it
A trader selling a commodity which he does not own and then going to the market to buy it
Riba
The difference between Riba and bribery
Reasons behind prohibiting Riba
There are seventy-three forms of Riba
Items regarding which Riba is prohibited
Riba for the lender and the borrower
Opinions regarding bank interests
Selling an animal for an animal of the same or different weight
Selling what does not have a weight for a similar type of the same or different weight
Selling cloth a meter for two meters
Selling coffee for deferred wheat
Selling salt for debt
Selling gems for gems of the same or different weight
Selling an old car for a new one with a difference in price
Exchanging a known car for an unknown one
Receiving monthly salaries from banks
Selling animals according to their weight
Selling chicken alive according to weight and selling vinegar which includes alcohol
Dealing in usurious transactions with a justification
Dealing in Riba in a society accustomed to it
Consuming Riba for a necessity
Usurious borrowing to buy a land and pray in it
Dr. Muhammad Rawwas's suggestion regarding bank deposits
Guarantee of borrowing from the bank
Witnessing a Riba-based contract
Selling shares
Purchase of Promissory Notes
Riba Al-Nasi'ah
Difference between Riba Al-Fadl and Riba Al-Nasi'ah
Selling cash Dirhams for more deferred Dirhams
Buying a house in a way involving Riba
Selling checks and bills
Paying an amount on behalf of the buyer to get more from him after the fixed time
Selling deferred bills of Sawami` company to the bank for a part of their value
Additions due to delay
A charity organization stipulating the tenant pays 10% for delaying the payment of rent
The addition paid by the buyer for delay of payment
The addition paid for delay of payment
Selling a debt for a debt
Depositing
Depositing money in banks for a fixed profit
Depositing money in the bank without taking an interest
Depositing money in the bank while being capable of keeping it safe
An accountant for a foreign bank
Working in banks
Depositing and borrowing from banks
Cooperating with the bank for a commission
Depositing money in banks dealing in Riba out of fear
Bank interests and prizes
Opening a bank account, transferring money and conducting business through it
The interest that is taken by banks from borrowers
Depositing money of underage children in a bank dealing in interest
Asking for the interests of depositing money in the bank
Depositing money in the bank out of fear
Disposing of bank interest for deposited money
Taking bank interests on the plea of spending them on the poor
Disposing of bank interests
Spending usurious benefits on the poor
Renting a bank safe
Using a sum of the borrowed money in trade
Investing charity money in the bank
Paying acquired bank interests in return for required interests
Someone having no trade depositing money in the bank
Depositing money in the bank without taking the interest
Balance coverage commission
A new convert paying to the bank its dues before entering islam
Depositing money in the bank to cover the children's education expenses
Investing in an Islamic bank
Depositing cash at Al-Rajhy Company
Taking Riba to pay the taxes
The bank adding points to those who deposit in it and paying money for these points
Depositing and borrowing from banks
Selling a banknote to the bank
Money transfer through the bank
Selling Dirhams for Dirhams
Paying taxes from usurious interests
Taking a loan without an interest and paying an interest in case of repayment delay
Dealing with Islamic banks following banks dealing in Riba
Al-Bir charity organization opening a bank account
Depositing in banks dealing in Riba in case of necessity
Al-Bir charity organization opening a bank account
Taking usurious interests from the bank on deposited money in the form of money or privileges
Dealing with more than one bank in case of necessity
Depositing the organization's money in the bank provided that the bank donates for the organization
Taking a usurious loan from the bank to build a house
Taking a usurious loan from the bank to start a business
Taking a usurious loan from the bank for marriage
Having no other way but to deal in Riba due to dire need
Borrowing to start a business
Profits of the bank's shareholders
Borrowing from the bank to repay debt
Being forced to take a loan from commercial banks
Disposing of the interest added by the bank to the deposited amount without the owner asking for it
Are interests considered Riba?
Disposing of usurious interests after repenting from taking them
The bank taking the building expenses and an addition
Taking usurious interests to get ready for marriage
Separating money and its profits from its interests
Interests of investment banks
Borrowing from the bank without consuming Riba
Guarantee of the borrower
Borrowing from the bank without consuming Riba
Loans of the industrial bank
Borrowing from the bank without consuming Riba
Money saving
Payment of the price
Giving payment hand to hand
Selling dollars for riyals in installments and different periods
Repaying debt in another currency
Repaying debt in the same currency no matter its value increased or decreased
Buying gold with Dirhams
Buying and selling currencies
Deferred currency trade
Riba in banknotes
Currency exchange
Selling money in the black market
Taking the money owner's permission before lending it
Money trade
Currency trade
Exchanging money hand to hand
Currency exchange
Using checks for obtaining international currencies
Buying money for the delivery date's price
Transferring money from one country to another
Paying with checks instead of money
Banks selling the travelers check
Banks trading in currencies
Money exchange
Exchanging the local currency for a foreign one
Taking commission for currency exchange
Saving dollars fearing other currencies might be affected by the riyal's decreasing value
Buying currencies according to Al-Khayar contract
Buying coin riyals with paper riyals with a difference
Buying a currency in full
Leaving one another before delivering the exchanged amount in full
Money exchange and payment
Buying a commodity with a currency and receiving the change in another currency
Exchanging Saudi coins for foreign paper money
Difference in dollar price
Selling gold
Exchange as a condition of selling gold
Selling used gold to and buying new gold from the same trader
Buying gold from a wholesale trader in installments
Buying gold to trade on it
Exchanging gold for gold
Selling gold to stores in a less price
Paying the price of gold and silver when writing the contract
Engraving the name of Allah on gold jewelry
Selling gold with the glass stones on it
Paying the value of gold a period after concluding the sale contract
Borrowing to buy gold and delaying payment of the price or part of it
Buying gold through the phone
Buying gold and not having enough money borrowing to pay
Buying gold with a down payment
Buying gold bearing some pictures
Selling used gold for new one
Selling used gold as new after processing it
Leaving the price of gold with the buyer as a trust after selling it
Selling gold for silver without exchanging them in the same seat
Reserving the amount of gold to buy by phone
Pawning gold for silver
Selling gold after consulting one's family
Selling gold under the condition that the buyer counsels with others before signing the contract
Sellign gold made for men
Saving gold
Selling golden jewelry without exchange
Selling gold on credit whether the deferred payment is all or part of the value
Taking a fee for making gold
Seeking lawful earnings through trading in lawful sales
Receiving the price of sold gold in the same gathering
Paying for gold with a check
Selling gold for gold in the same gathering
Buying or selling gold in return for bank checks
Helping a women wear the gold she is buying
Wakalah in selling gold
Exchanging gold for gold
Selling gold for gold without exchange in the gathering
Hiring people to extract gems
Exchanging bracelets with smaller ones and paying the difference in price
The ruling on Riba
Using credit card to pay for gold
Equality of weight and exchange in the same gathering when selling gold for gold
Shareholding in Riba-based banks
Shareholding in the Saudi American Bank
Giving the usurious interest in charity
Buying shares in banks which do not deal in Riba
Holding shares in companies and banks
Saving
The electricity company saving system
Participating in Aramco savings system
Aramco savings system
Money prizes on savings
Spending usurious interests in doing good deeds but not in Masjids
Employees' Saving Fund
Credit cards and borrowing money from banks
A company issued card for employees to use when buying a commodity
The borrower paying an amount of the loan when delaying repayment
Stipulating the payment of usurious interests upon delay in repaying the financial card
Using Samba visa card
Using the silver and gold credit cards
A card that transfers the money from the buyer's account to the seller's immediately
Permanent Committee Fatwas > Browse by volume number > The first group > Volume thirteen: (transactions 1)
BuyuSale Contract
Mentioning the two parties in the sale contract
Basics of economy in Islam
Hadith of entering markets
Selling an object to one's children
Woman as a trader
Buying from non-Muslims when Muslim traders are present
What should be done with excess samples taken for the quality assurance of imported goods
Kinds of lawful transactions
Conditions of Sale
Mutual agreement in a sale
Selling prohibited items
Selling dogs
Selling monkeys
Selling cassette tapes
Entertainment Devices
Selling Flowers
Payment for blood donors
Selling a Najis article
Buying illustrated magazines
Selling visas
Ceding one's rights to another person
Buying the crop yield for the next few years
Majhul sale
Credit sale and specifying the rate of profit
An urbanite selling to a Bedouin and receiving caravans
Brokerage
`Urbun sale
`Inah Sale
Selling by installments
Selling to a fixed time
Selling a commodity for a fixed time even if its price increases
Selling a commodity for a deferred price for more than the current cash price
Someone asking the other to buy him a commodity for cash money and then selling it back with a deferred price
Installment sale
Borrowing to trade
Buying in installments and having to pay insurance money
Selling after owning and having an item
Delaying the payment and delivery in a concluded sale
Buying books by installments
Difference between sale in installments and Tawarruq
Tawarruq and its ruling
Sale in immediate and deferred installments
Selling with a deferred price more than the immediate price
Substituting old commodities with new ones for some money
Financing a company to build a house with materials it does it own
Repaying debt before it is due with a reduction
Payment of debts
Procrastination in repaying debts
Repaying debt with the currency prevailing at the time of sale
Monopolization and pricing
Copyrights on tapes
Conditions in selling
Two sales in one
Combining two sale contracts
Buying a house from someone and stipulating that the seller should rent part of the house
Differed sale and stipulating that the buyer pays one Sa` of barely for each Dirham when the time is due
Selling the share in a company for some commodities
Selling a car in installments and stipulating receiving the buyer's service
Offering a commodity for two prices and departing without picking one
A seller writing, "We do not replace sold goods nor return their price."
Option sale
The buyer's ownership of the commodity even if before registration
Telling the buyer the truth about the sold item
Informing the buyer of the sold item's defect even if little
Selling a commodity bought with a defect
Buying without saying the defect of the sold item
An employee and contractor agreeing to record false amounts of water
Mentioning the sold item's repairs
Selling a land whose owner was forbidden from starting a project on it
The seller hiding a defect that reduces the price of the commodity
Selling vegetables in wholesale knowing farmers cheat in them
Putting good fruits above bad ones
Gathering and packing the sold items under a reputable factory's name
Putting good fruits above bad ones
Ripening semi-dry dates artificially
A seller mentioning the defaults to the seller
Selling a parked car without stating its problems
Washing an exported sheep to make the buyers believe it is local
Selling pornography
Swindling
Selling the food remaining in a restaurant against the rules
Obligations of the two parties in a sale
Using a substance that makes buyers think figs are ripe
Stuffing the box of fruits with paper to make the buyer think it is full
Informing the buyer about the reduction of the weight of the bag
Bakeries reducing the weight of the loaf of bread
A butcher including the weight of the bag
Sincerity about the price of the commodity
Selling what is not owned
Selling something before owning it
The seller owning the sold item
Selling before or after buying
Validity of giving a promise to buy before actual buying
A man selling a land which he does not possess
A man selling what he does not own and then repenting and failing to find the buyers
A Muslim selling something before receiving and possessing it
Buying a car and selling it after possessing it
Fixing the profits' rate
Selling a car before owning it
permissibility of selling after receiving the item
Selling the car to its first owner with a less price
The money paid for writing a Notification of clearance
The meaning of debt mentioned towards the end of Surah Al-Baqarah
The proper way of selling cars for deferred payment within a year or by installments
Facilitate the process of a debt
Selling what is not possessed
Borrowing a car from someone who does not own it, writing a contract and paying the money in the same meeting
Buying a car from the agency and selling it without moving it
Selling some Dirhams with cash for more Dirhams on credit
getting some furniture from another store and selling it the the buyer
Buying a land from a trader and selling it to him again in installments
Tawarruq and selling a commodity before buying it
The car agency owner selling a car without a plate or form and the buyer selling it as a debt before receiving it
Selling a commodity to someone after agreeing with another and giving the first a sum of money in return
Tawarruq and selling a debt for what is not owned
Buying and selling a commodity before paying its price
Having the custom's clearance is not considered as receiving or owning the commodity
Conditions for owning a commodity
Wakalah in buying and selling a commodity before receiving it
A trader selling a commodity which he does not own and then going to the market to buy it
Riba
The difference between Riba and bribery
Reasons behind prohibiting Riba
There are seventy-three forms of Riba
Items regarding which Riba is prohibited
Riba for the lender and the borrower
Opinions regarding bank interests
Selling an animal for an animal of the same or different weight
Selling what does not have a weight for a similar type of the same or different weight
Selling cloth a meter for two meters
Selling coffee for deferred wheat
Selling salt for debt
Selling gems for gems of the same or different weight
Selling an old car for a new one with a difference in price
Exchanging a known car for an unknown one
Receiving monthly salaries from banks
Selling animals according to their weight
Selling chicken alive according to weight and selling vinegar which includes alcohol
Dealing in usurious transactions with a justification
Dealing in Riba in a society accustomed to it
Consuming Riba for a necessity
Usurious borrowing to buy a land and pray in it
Dr. Muhammad Rawwas's suggestion regarding bank deposits
Guarantee of borrowing from the bank
Witnessing a Riba-based contract
Selling shares
Purchase of Promissory Notes
Riba Al-Nasi'ah
Difference between Riba Al-Fadl and Riba Al-Nasi'ah
Selling cash Dirhams for more deferred Dirhams
Buying a house in a way involving Riba
Selling checks and bills
Paying an amount on behalf of the buyer to get more from him after the fixed time
Selling deferred bills of Sawami` company to the bank for a part of their value
Additions due to delay
A charity organization stipulating the tenant pays 10% for delaying the payment of rent
The addition paid by the buyer for delay of payment
The addition paid for delay of payment
Selling a debt for a debt
Depositing
Depositing money in banks for a fixed profit
Depositing money in the bank without taking an interest
Depositing money in the bank while being capable of keeping it safe
An accountant for a foreign bank
Working in banks
Depositing and borrowing from banks
Cooperating with the bank for a commission
Depositing money in banks dealing in Riba out of fear
Bank interests and prizes
Opening a bank account, transferring money and conducting business through it
The interest that is taken by banks from borrowers
Depositing money of underage children in a bank dealing in interest
Asking for the interests of depositing money in the bank
Depositing money in the bank out of fear
Disposing of bank interest for deposited money
Taking bank interests on the plea of spending them on the poor
Disposing of bank interests
Spending usurious benefits on the poor
Renting a bank safe
Using a sum of the borrowed money in trade
Investing charity money in the bank
Paying acquired bank interests in return for required interests
Someone having no trade depositing money in the bank
Depositing money in the bank without taking the interest
Balance coverage commission
A new convert paying to the bank its dues before entering islam
Depositing money in the bank to cover the children's education expenses
Investing in an Islamic bank
Depositing cash at Al-Rajhy Company
Taking Riba to pay the taxes
The bank adding points to those who deposit in it and paying money for these points
Depositing and borrowing from banks
Selling a banknote to the bank
Money transfer through the bank
Selling Dirhams for Dirhams
Paying taxes from usurious interests
Taking a loan without an interest and paying an interest in case of repayment delay
Dealing with Islamic banks following banks dealing in Riba
Al-Bir charity organization opening a bank account
Depositing in banks dealing in Riba in case of necessity
Al-Bir charity organization opening a bank account
Taking usurious interests from the bank on deposited money in the form of money or privileges
Dealing with more than one bank in case of necessity
Depositing the organization's money in the bank provided that the bank donates for the organization
Taking a usurious loan from the bank to build a house
Taking a usurious loan from the bank to start a business
Taking a usurious loan from the bank for marriage
Having no other way but to deal in Riba due to dire need
Borrowing to start a business
Profits of the bank's shareholders
Borrowing from the bank to repay debt
Being forced to take a loan from commercial banks
Disposing of the interest added by the bank to the deposited amount without the owner asking for it
Are interests considered Riba?
Disposing of usurious interests after repenting from taking them
The bank taking the building expenses and an addition
Taking usurious interests to get ready for marriage
Separating money and its profits from its interests
Interests of investment banks
Borrowing from the bank without consuming Riba
Guarantee of the borrower
Borrowing from the bank without consuming Riba
Loans of the industrial bank
Borrowing from the bank without consuming Riba
Money saving
Payment of the price
Giving payment hand to hand
Selling dollars for riyals in installments and different periods
Repaying debt in another currency
Repaying debt in the same currency no matter its value increased or decreased
Buying gold with Dirhams
Buying and selling currencies
Deferred currency trade
Riba in banknotes
Currency exchange
Selling money in the black market
Taking the money owner's permission before lending it
Money trade
Currency trade
Exchanging money hand to hand
Currency exchange
Using checks for obtaining international currencies
Buying money for the delivery date's price
Transferring money from one country to another
Paying with checks instead of money
Banks selling the travelers check
Banks trading in currencies
Money exchange
Exchanging the local currency for a foreign one
Taking commission for currency exchange
Saving dollars fearing other currencies might be affected by the riyal's decreasing value
Buying currencies according to Al-Khayar contract
Buying coin riyals with paper riyals with a difference
Buying a currency in full
Leaving one another before delivering the exchanged amount in full
Money exchange and payment
Buying a commodity with a currency and receiving the change in another currency
Exchanging Saudi coins for foreign paper money
Difference in dollar price
Selling gold
Exchange as a condition of selling gold
Selling used gold to and buying new gold from the same trader
Buying gold from a wholesale trader in installments
Buying gold to trade on it
Exchanging gold for gold
Selling gold to stores in a less price
Paying the price of gold and silver when writing the contract
Engraving the name of Allah on gold jewelry
Selling gold with the glass stones on it
Paying the value of gold a period after concluding the sale contract
Borrowing to buy gold and delaying payment of the price or part of it
Buying gold through the phone
Buying gold and not having enough money borrowing to pay
Buying gold with a down payment
Buying gold bearing some pictures
Selling used gold for new one
Selling used gold as new after processing it
Leaving the price of gold with the buyer as a trust after selling it
Selling gold for silver without exchanging them in the same seat
Reserving the amount of gold to buy by phone
Pawning gold for silver
Selling gold after consulting one's family
Selling gold under the condition that the buyer counsels with others before signing the contract
Sellign gold made for men
Saving gold
Selling golden jewelry without exchange
Selling gold on credit whether the deferred payment is all or part of the value
Taking a fee for making gold
Seeking lawful earnings through trading in lawful sales
Receiving the price of sold gold in the same gathering
Paying for gold with a check
Selling gold for gold in the same gathering
Buying or selling gold in return for bank checks
Helping a women wear the gold she is buying
Wakalah in selling gold
Exchanging gold for gold
Selling gold for gold without exchange in the gathering
Hiring people to extract gems
Exchanging bracelets with smaller ones and paying the difference in price
The ruling on Riba
Using credit card to pay for gold
Equality of weight and exchange in the same gathering when selling gold for gold
Shareholding in Riba-based banks
Shareholding in the Saudi American Bank
Giving the usurious interest in charity
Buying shares in banks which do not deal in Riba
Holding shares in companies and banks
Saving
The electricity company saving system
Participating in Aramco savings system
Aramco savings system
Money prizes on savings
Spending usurious interests in doing good deeds but not in Masjids
Employees' Saving Fund
Credit cards and borrowing money from banks
A company issued card for employees to use when buying a commodity
The borrower paying an amount of the loan when delaying repayment
Stipulating the payment of usurious interests upon delay in repaying the financial card
Using Samba visa card
Using the silver and gold credit cards
A card that transfers the money from the buyer's account to the seller's immediately
** Fatwa-Sales transactions Part 3 - many fatawa
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