I need a car. There is no public transportation in my area and no one is willing to give me a non-riba based loan. I have to have a vehicle what do I do? Also I have poor credit.
There are always cheaper cars or maybe a bicycle or a bike/trike.
Scholars differ about loans in western countries.
You can not function well without a society. Ask local imams and muftis.
If you would have friends, you can take a loan from them to.
It is hard if not educated in some well paid degrees. Even university degrees tutors/teachers in highschools earn very low income.
What is your educational background?
Sometimes it is a truth that ypu need to work at least 2 jobs and found a business to prepate for a family and better living.