I'am a muslim from China ,in China ,there is not any Islamic banks here .
my husband & I ,we don't have our own house ,we want to buy a house ,but it is too expensive ,& we can't find any loan without Riba .If we rent others house ,It is expensive too .so ,in this stuation ,can we get loan from Bank with interest to buy a house ? Is it allowed in Islam or not ?
what do you mean too expensive? you mean you face a little financial hardship or you literally cant afford to live, eat, get shelter?
you need to ask a scholar this and give your own personal circumstances, please avoid the wishy washy iqwani scholars who have changed the meaning of the necessity that overrules prohibition and have therefore committed acts of kufr.
sister, is there any scholar present in your town?
nevertheless try this fatwa website http://www.askimam.org
Mufti Ebrahim Desai (may Allah preserve him) has a very extensive knowledge in these issues. you can seek his advise.
and Allah SWT knows the best.
(also spend sometime in tablighi jamaat insha'Allah )
wassalam
Hadith: "The best of my community are my generation, and then those who follow them, and then those who follow them" [related by Imran ibn al-Husayn in Bukhari].
as this fatwa points out, their usage of the fatwa of imam abu hanifa is not correct as it applied to charging riba to a kaffir in darul harb not to being charged riba,
as well as this their usage of general necessity is very strange, i cannot imagine any muslim of the past whose example we should look up to thinking this way and i would prefer to live in a tent or a garden shed before i get trapped by riba.
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sister, is there any scholar present in your town?
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