a comparison of Takaful and conventional general insurance

Dear All,

Thank you for taking the time to read this letter.

I am currently undertaking research involving a comparison of Takaful (Shari'ah-compliant insurance) and conventional general insurance.

This research includes a survey intended to obtain your views on a number of aspects related to Takaful and conventional general insurance, and your perceptions and reasons behind acquiring insurance products. The questionnaire should take around 10 minutes to complete.

Given the nature of the information being sought, it is essential that you currently hold a Takaful and/or conventional insurance policy OR that you have held a Takaful and/or conventional insurance policy in the past. If you have never held a Takaful and/or conventional insurance policy, then you should not complete this questionnaire.

Very little academic research has been conducted in this area so I expect my findings to be illuminating. I hope that my research will help increase the impact of Takaful general insurance and will also provide a better understanding of the perspective of Muslim consumers and a rich picture of their basis for selecting insurance products.

I would appreciate your co-operation in completing the research questionnaire. You will be making a great contribution to an important and under-researched topic.

I would like to assure you that all of your answers will be treated with complete confidentiality, and will be used only for the purpose of academic research. The research data will be aggregated, and will be reported through statistical analysis only, in any presentations and publications.

If you have any questions, or need further clarification please do not hesitate to contact me.

Thank you very much for your valuable opinion and support.

I look forward to hearing from you.

Kind Regards,
Aysha
PhD Student
Royal Holloway University of London