As I don't believe morals is something absolute, never-changing, the point of following the current one is as I said before, live a good life, stay out of trouble etc.
As much as I agree how morals and religion are connected, I don't agree morals derive from religion, religions are a reflection of social norms of the time they were created, with add-ons from their creators. Religions were and are a way to spread the genius of individuals who created them.
No, I do think are sense of morals is deeply connected with our sense of empathy. The way people only care for their own race, country, religion is more of a social product, thought it could be that we cannot emphasize with people who are not like us.