Of course sister I understand what you mean girls can be foolish and naive but alhamdulilah we have istikhara to seek Allah's council and guidance on matters.
I understand why some parents don't allow their daughters to ask for a particular man's hand in marriage cos the man might be known as a bad person. But this is a seperate issue to that of a women asking for a mans hand in marriage.
For example there may be a really good brother who's known to be good and the family would instantly accept his proposal if he came down for their daughter but they would never show interest in him first on behalf of their daughter and speak to him about marrying their daughter cos they believe there's somethinig wrong with it.
this I don't agree with cos it's part of culture that a women is looked down upon for showing interest in a man. I'm not judging you, just claryfying what Islam says on a women's right to propose to a man through her wali.
obviously if her wali doesn't agree cos he can tell the brother is not good then there's nothing wrong with it.
but if he says no cos he believes it's wrong for the girls side to show an interest first, then this I don't agree with cos it's something that was clearly done by the sahabba. As was mentiond earlier Umar RA offered his daughter to 2 men before the prophet pbuh married her.