What is it like to be a Muslim Where You Live

[dilkadr]

LOL, SEEMS WE UNDERSTAND EACH OTHER ALOT WILBERHUM!!

WELL I WSNT TRYING TO BE NEGATIVE. OK LET ME EXPLAIN MYSELF A LIL BIT FURTHER. SEE I LIVE IN A MAJORITY CHRISTIAN COMMUNITY, AND I GET HARRASED FRM IGNORANT PPLE NOT FOR BEING 'MUSLIM' BUT SIMPLY FOR 'LOOKING MUSLIM'.IM USED TO BEING ASKED SILLY QUESTIONS LIKE' BIN LADEN WHT U DOING IN OUR COUNTRY? WHERE ARE U FRM? IF THE U.S GETS TO KNW U R HERE, THEYLL COME PICK U UP. THEY NEVER SEEM TO SEE PAST THE MUSLIM LOOKS, SOME EVEN OPENELY CALL U A TERRORIST AS IF IT WAS A COMPLIMENT.
IM NOT SAYING ITS RLLY BAD, BUT IT GETS ANNOYING AT TIMES,U GET SUSPICIOUS LOOKS FROM SECURITY WHEN U WALK INTO A BANK, LOL
ITS NOT THEIR FAULT THOUGH, ITS THE WRONG STEREOTYPING OF MUSLIMS BY THE MEDIA THTS TO BLAME AND MAYBE THE ACTIONS OF A GROUP OF MUSLIMS.
WELL ITS NOT SO BAD AFTERALL, I JST WANTED TO MAKE A STATEMENT, MAYBE SOME PPLE MISUNDERSTOOD CUZ IT WSNT COMPREHENSIVE!!!!!!!!!!

SALAM!!!!!!!!!!

that is what muslims face in some part of the world - and it is not because there is something wrong with muslims but it is becuase the so called moderate people of the other world - they can tolerate a woman in bikini but can not tolerate women wearing scraf or hijab. being homosexual man is okey but have a beared is not ok. in fact the teaching of them is not fine - they welcome things they like and label rest of the world PAGAN

 

[MustafaMc]

A lot of that will depend on where you live. Riba is the most prominant and most common method available for most people Muslim and non-Muslim for most items.

Here in Texas it will depend a lot on what you buy. Up until recently (about 20 years ago) It was illegal to get a loan to buy Real Eastate. Under Texas law it is/was illegal to take a persons home to satisfy a debt. as a result nearly all real estate transactions were owner financing. It is illegal for a non-licensed entity to charge interest, unless they are a licensed banking institute in Texas.

The laws have changed somewhat in the past few years but many people still buy there homes at no interest through owner financing. Many others buy through rent to buy options, which means you agree to rent the home for say 20 years at an agree price and than at the end of the lease you agree to buy the house for a small amount normaly $100 to pay for the title transfer.

But for all other it is riba loans.

I wasn't aware of this owner financing in Texas, but I am only 46 and live in Mississippi. Nearly all homes here are financed through 30 year mortgages.

 

[IbnAbdulHakim]

^ @ Musaafir :: may Allah grant you sabr

here in south east london its completely mixed, its like an explosion of paint occured and everything got scrambled. we all respect each other Alhamdulillah, i just wish my somalian brothers round here wouldnt always pass by me, i hav to turn around and salaam their backs!!!!!

 

[dilkadr]

I wasn't aware of this owner financing in Texas, but I am only 46 and live in Mississippi. Nearly all homes here are financed through 30 year mortgages.

is there any options available other then mortgae or people have to take it or leave it situation there:laugh:

 

[jannat]

its sad to hear this. i am angered when i hear our pakistani people are up to no good, but i have to accept that there is good and bad everywhere. i cant judge.Allah is the best of judges. i have to say that the government could help somehow.
i heard the recent news abt the extreme weather in pk and one of the sheikhs on tv said that its because of our deeds. There is alot bad deeds ppl r committing and the corruption has led to these problems. i pray Allah could help pakistan get back on track inshallah, it is suppose to be islamic, as Qaidi Azam Muhammed Ali Jinnah and others wanted it to be.

 

[MustafaMc]

is there any options available other then mortgae or people have to take it or leave it situation there:laugh:

It's take it or leave it. I tried to get Islamic financing through La Riba when I purchased my home, but they refused because the building is a modular unit that was brought to the location on wheels. In the USA they call these "trailer". My home looks just like a regular house with shingle roof and vinyl siding, but still it is a "mobile home".

Anyway the end result of the La Riba financing was indistinguishable to me from an interest bearing loan. Basically, you end up paying much more for the home than the original purchase price. To me so-called sharia compliant financing through La Riba and Guidance is a sham.

 

[dilkadr]

i feel sorry for that,

 

[MustafaMc]

I live in Greenville, Misissippi, USA. I have not had any real problems being a Muslim here as far as being harrassed or called a terrorist, but people tend to associate with others who are like them. Over the past several years we have had 8-12 Muslims living here. The brothers (3-6) meet in another's home for Jummah, but rarely do we get together socially. My wife and I feel very isolated.

 

[Gator]

My recent focus is on Riba

What are you observations about these things.

Here, riba is everywhere and people are searching for riba free financial services.

Hello, not a muslim but I work in finance in NYC.

We have middle eastern clients and have to be able to structure these transactions to comply with Islamic law. Its a different perspective because they are the investor rather than the investee, but we still have to look out for interest and other factors. Most are equity type investments rather than the preferred or convert. debt type.

The structure of the long term rent thing is a tricky subject as a previous person said. Its still the same amount of money the person would pay who had an interest bearing mortgage, but its not an interest structure.

As far as day-to-day most banks have islamic banking alternatives (again I live in NYC so there are a lot more alternatives).

For example - http://www.citibank.com.my/MYGCB/AP...htmlPageName=prod/cat_land/IslamicBanking.htm

Thanks.

 

[dilkadr]

I live in Greenville, Misissippi, USA. I have not had any real problems being a Muslim here as far as being harrassed or called a terrorist, but people tend to associate with others who are like them. Over the past several years we have had 8-12 Muslims living here. The brothers (3-6) meet in another's home for Jummah, but rarely do we get together socially. My wife and I feel very isolated.

yes, it is very tiresome to be alone in a different community.
Well, I like to say May Allah Help you

 

[dilkadr]

Hello, not a muslim but I work in finance in NYC.

We have middle eastern clients and have to be able to structure these transactions to comply with Islamic law. Its a different perspective because they are the investor rather than the investee, but we still have to look out for interest and other factors. Most are equity type investments rather than the preferred or convert. debt type.

The structure of the long term rent thing is a tricky subject as a previous person said. Its still the same amount of money the person would pay who had an interest bearing mortgage, but its not an interest structure.

As far as day-to-day most banks have islamic banking alternatives (again I live in NYC so there are a lot more alternatives).

For example - http://www.citibank.com.my/MYGCB/AP...htmlPageName=prod/cat_land/IslamicBanking.htm

Thanks.

Thank you my friend,

In fact there are many things with a lot more number of perspective. On thing is services charges that financial institute charge.

Second most important thing is the structure.

Well, it is just the difference in point of view and things are same in long term rental purchase, except the "loan sharks business"

Thanks again.

 

[north_malaysian]

Regarding to Islamic Banking in Malaysia, we have 3 Islamic banks namely Bank Islam, Bank Muamalat and Al Rajhi Bank (from Saudi). I've heard that many Islamic banks from UAE and Kuwait are interested to open their branches in Malaysia.

Islamic banking is booming in Malaysia, almost all Malaysian banks offer Islamic banking, even international banks such as Citibank and HSBC offer Islamic banking services.

When I went to Bank Muamalat here, 1/3 of their clients are non-Muslims.

 

[barney]

Justa comment on the "Ninja" lines.

My son when he was 8 saw a Muslima in full burka and pointed and said "Look a Ninja".

I've never discussed any aspect of any religion with him and will never do.
I think the "Ninja" comment is often just people making a connection with the visual look rather than always racism.
And in my sons case, he just thought that the whole thing was "Cool", and wanted to dress like that.

 

[north_malaysian]

Justa comment on the "Ninja" lines.

My son when he was 8 saw a Muslima in full burka and pointed and said "Look a Ninja".

I've never discussed any aspect of any religion with him and will never do.
I think the "Ninja" comment is often just people making a connection with the visual look rather than always racism.
And in my sons case, he just thought that the whole thing was "Cool", and wanted to dress like that.

After the Iranian revolution, there is a group of Mahdic movement in Malaysia called Al Arqam. All of the women members wear black "purdah" that covers from head to toes, and show a little bit of eyes (just like those in Middle East and Iran). During that time only 1% of Muslim women wear hijab. So Muslims themselves start calling those Al Arqam women as ninjas.

In 1990s the 70,000-strong members of Al Arqam were forced to repent as their group was considered as deviant teaching by the religious councils. But at that time 90% of Muslim women wear hijab... so nobody calling people wearing "purdah" as "ninjas" until now.

 

[dilkadr]

Justa comment on the "Ninja" lines.

My son when he was 8 saw a Muslima in full burka and pointed and said "Look a Ninja".

I've never discussed any aspect of any religion with him and will never do.
I think the "Ninja" comment is often just people making a connection with the visual look rather than always racism.
And in my sons case, he just thought that the whole thing was "Cool", and wanted to dress like that.

I think innocent childrens should be exempted, but their parents should help them to be good grown-up. I think it is you responsibility to guide your child as it is a humanitariam duty too...

 

[dilkadr]

After the Iranian revolution, there is a group of Mahdic movement in Malaysia called Al Arqam. All of the women members wear black "purdah" that covers from head to toes, and show a little bit of eyes (just like those in Middle East and Iran). During that time only 1% of Muslim women wear hijab. So Muslims themselves start calling those Al Arqam women as ninjas.

In 1990s the 70,000-strong members of Al Arqam were forced to repent as their group was considered as deviant teaching by the religious councils. But at that time 90% of Muslim women wear hijab... so nobody calling people wearing "purdah" as "ninjas" until now.

IMO-It is just the way how things evolve. Here in Pakistan there is group of religious people and they wear green turbans. Some people called then parots in the begining but now its ok. They jeled in the society.

 

[Woodrow]

This referring to some sisters as Ninjas is just people trying to come up with a descriptive name for what they do not understand. In the Western world when Catholic nuns used to wear Black and white habits they were often called penguins by non Catholics. It was not intended to be derogatory, just a name for what they did not know.

 

[dilkadr]

Yes you are right woodrow, we give name of known things to unknow things, it is how human beings acts or reacts

 

[MuhammadRizan]

hi! i live in Sabah,in Borneo Island just another state in Malaysia, Muslim still the majority(quite slim!) then Christian and also Pagan.

Living here is just like other place in Malaysia, seeing Muslim doing unislamic thing in public.

I'm a Religious teacher and of course they called me Ustaz, as Ustaz here is pretty much being everything, i'm the Imam ,khatib also sometimes the muazzin, when somebody sick or died they will call me, recite du'a and everything.

but the most freakin' experience i think when handling people that had been possessed by Jinn, well you know with that almost Satanic Black Metal kind of voice, super strenght, and glaring eyes...

i still remember my first experience, i'm sooooo freakin' out and panicked, and this Jinn is so annoying too, he repeated everything i've recited, and he ask somethin like this "are you new?""are you scared?"'are you married yet?"..
it takes me almost 4 hour to cast him out...

 

[dilkadr]

it is really very new information for me. Well, I wonder if those gins can be friends with human. I always heard that Gins causing disturbance and problems for humans.

But Allah knows best.