I guess that your ancestors maybe Brahmanas who choose Kshatrians way of living. Is Naik pronounced as Nayak?
My father doesn't have any skill in negotiating business, he is good in fighting and poetry. Well I learn new languages easily by simply listening to people speak or mumbling the sound, many Brahmins in Southern India and Thailand from Suphannaphum [Suwarnabhumi, near northern Malaysia in ancient time] speaks local language fluently which are Malay, Thai, Mon or Khmer with Sanskrit intervention.
I'm not good in Indian languages, but I know several words used in hinduism-buddhism or traditional in Malay and Thai. I use those words when talking with buddhist friends in Thai, and simply change them if talking to muslim like Hindi or Urdu. Maybe I can speak Hindi or Urdu but with upside down grammar and intervented with Pali-Sanskrit