What you say makes sense and places moral responsibility squarely on the shoulders of man. This seems most logical. However, I have read a number of hadiths that appear to paint a different picture:
Muslim bin Yasar said that when 'Umar bin al-Khattab was questioned about the verse, "When your Lord took their offspring from the backs of the children of Adam ..." [Qur`an 7:172], he replied that he had heard God's messenger say when he was questioned about it, "Verily God created Adam and then rubbed his back with His right hand and took out a progeny from him and said: 'I created these for Paradise and with the actions of the inmates of Paradise which they will do.' Afterwards He rubbed his back with His left hand and took out a progeny from him and said: 'I created these for Fire and with the actions of the inmates of Fire which they will do.'" Someone asked the Prophet, "What are then deeds for?" The Prophet replied, "When God creates a servant for Paradise he makes him do deeds of the people of Paradise until he dies doing the deeds of the people of Paradise and He then puts him in Paradise on account of them (i.e. the deeds). And when God creates a servant for Fire he makes him do deeds of the people of Fire until he dies doing the deeds of the people of Fire and He then puts him in Fire on account of them."
Ahmad ibn Hambal records the following hadith:
(Abu Nadra told that the Prophet was heard by a companion called Abu Abd Allah as saying that) God took a handful in His right hand and another in His left saying, "This (i.e., the handful in His right hand) is for this (i.e., Paradise), and that (i.e., the handful in His left hand) is for that (i.e., Hell), and I do not care." (Ahmad)
Two men of Muzaynah came to the Prophet and said, 'O Messenger of God! That for which people now do deeds and strive over, is it something that is already decided and is foreordained or is it something that will come about in future on the basis of what their prophet gave them and on the basis of proof?' The Prophet said, 'No, it is something already decided and foreordained for them. This is confirmed by the Book of God: (Qur`an 91:7-8).'" (Muslim)
Suraqa bin Malik came to the Prophet and said, "O Messenger of God! Explain our religion for us (in this matter): Suppose we are born now. For what do we do deeds? For that with which the pen has dried (after writing maqadir) and the fates are sealed? Or, for that which we meet in the future (without being ordained)?" The Prophet replied, "But no, for that with which the pen has dried (after writing maqadir) and the fates are sealed." ... (Muslim on the authority of Jabir)
According to a hadith found both in Bukhari and Muslim, the Prophet said that during pregnancy:
God sends an angel and orders him to write four things: his provision, his age, and whether he will be wretched (shaqiyy) or blessed (sa'id). Then the spirit (ruh) is breathed into him. And by God, a person among you (or a man) may do deeds of the people of the Fire till there is only a cubit or an arm-breadth distance between him and the Fire, but then that writing (which God has ordered the angel to write) proceeds, and he does the deeds of the people of Paradise and enters it; and a man may do the deeds of the people of Paradise till there is only a cubit or two between him and Paradise, and then that writing proceeds and he does the deeds of the people of the Fire and enters it. (Bukhari on the authority of Ibn Mas'ud; Muslim also reports something parallel)
you have not read them together with this Surah ... it is called
Surah Al Layl...Chapter of
The Night... these Hadith and Traditions mentioned, are to be read in conjunction with this Surah of the Glorious Quran.... This is Quoted and explained all in the Commentary of Great Classical Commentator of the Quran,
Imam Ismail Ibn Kathir (r.a)....
Al-Bukhari recorded from `Ali bin Abi Talib that they (the Companions) were with the Messenger of Allah at the cemetery of Baqi` Al-Gharqad for a funeral, when the Prophet (saw) said,
"There is none among you except that his place has already been written, a seat in Paradise and a seat in the Hellfire." They said
, "O Messenger of Allah! Should we depend on this'' He replied,
"Perform deeds for everyone will have the deeds of what he was created for (Paradise or Hell) made easy for him." Then he recited the Ayah of Surah Al Layl Chapter 92.....
92:5. As for him who gives (to others) and is Conscious of God
92:6. And believes in Al-Husna (ultimate good i.e moral values as given by Allah).
92:7. We will make smooth for him the path of ease. (i.e towards ease of mind and peace of the spirit)
92:8.But he who is greedy and thinks himself self-sufficient (even though he is a creation himself)
92:9. And denies Al-Husna. (i.e calls ultimate good a lie)
92:10. We will make smooth for him the path to evil.
So The Messenger of Allah (saw) used to recite the above Verses when he mentioned about every individual Muslim's destiny, and so he recited the above Verses to make it clear, that there is no such thing as Pre Destination in everything in Islam, rather our destiny will be determined by our will to do good or bad deeds. For if everything was pre determined for us, i.e Our Paradise and Hell regardless of is we do good or bad, then why Would Allah (swt) say this in the Quran ?
(3:108)... Allah (swt) Wills no wrong to His Creation."
So this brings us to the Conclusion that Mankind , male /female all have Free Will and depending on the path they choose, is what will be made easy for them. So if they choose to be ungrateful and deny whatever Blessings Allah has given them and do all that is wrong, and continue with the Falsehood then, Allah will make it easy for them the path they chose themselves, because of their freedom of choice. As for him/her to is Conscious of God and does whatever God says, then the path to paradise will be made easy for him....as Allah (Swt) says in
Quran in Chapter of the Man...
(76:02)........We made him a being endowed with hearing and sight.
(76:03) Verily We have shown him the way; (and it rests with him to prove himself) either grateful or ungrateful.
...
hearing and sight....means that God has not only endowed man with reason and the ability to discern between right and wrong, but has also.....
Shown him the way.... i.e actively guided mankind, throughout the History of mankind, by means of revelations through Prophets.
So if a person chooses to remain ignorant even though he has the ability to reason and find out the Truth (i.e Islam, Submission to the Will of God), then Allah (swt) is not in need of his creatures He is Self Sufficient, and so He would make easy for him the path of rejection which leads towards the Fire. And if person accepts the Truth, then he does it for his own good, and Allah (swt) would make easy for him the path towards righteousness which leads towards Paradise.
According to a hadith found both in Bukhari and Muslim, the Prophet said that during pregnancy:
God sends an angel and orders him to write four things: his provision, his age, and whether he will be wretched (shaqiyy) or blessed (sa'id). Then the spirit (ruh) is breathed into him. And by God, a person among you (or a man) may do deeds of the people of the Fire till there is only a cubit or an arm-breadth distance between him and the Fire, but then that writing (which God has ordered the angel to write) proceeds, and he does the deeds of the people of Paradise and enters it; and a man may do the deeds of the people of Paradise till there is only a cubit or two between him and Paradise, and then that writing proceeds and he does the deeds of the people of the Fire and enters it. (Bukhari on the authority of Ibn Mas'ud; Muslim also reports something parallel)
This Tradition answers your concern....
Narrated Anas The Prophet (saw) said,
"When a human being is laid in his grave and his companions return and he even hears their foot steps, two angels come to him and make him sit and ask him: What did you use to say about this man, Muhammad ? He will say: I testify that he is Allah's slave and His Apostle. Then it will be said to him, 'Look at your place in the Hell-Fire. Allah has given you a place in Paradise instead of it.' The Prophet added,
"The dead person will see both his places. But a non-believer or a hypocrite will say to the angels, 'I do not know, but I used to say what the people used to say! It will be said to him, 'Neither did you know nor did you take the guidance (by reciting the Quran).' Then he will be hit with an iron hammer between his two ears, and he will cry and that cry will be heard by whatever approaches him except human beings and jinns." (Bukhari Hadith #422)
We can see from the Hadith which i mentioned, that every persons place in Fire and Paradise, both is written for him by the Angels, he may either work towards good, with his free will and attain the place of Paradise, which will omit his place in Fire, or he may continue disbeliving and do everything contrary to God's teachings, and his place in Paradise will change to the place of Fire, as Prophet said
"The Dead person will see both his places."
About your concern where it says....
a person among you (or a man) may do deeds of the people of the Fire till there is only a cubit or an arm-breadth distance between him and the Fire, but then that writing (which God has ordered the angel to write) proceeds, and he does the deeds of the people of Paradise and enters it; and a man may do the deeds of the people of Paradise till there is only a cubit or two between him and Paradise, and then that writing proceeds and he does the deeds of the people of the Fire and enters it.
What this means is that, that it is the overriding concern of a believer that he or she should die in a state of Iman (Belief), for otherwise a life time of good deeds may come to nothing. Therefore protecting our Faith is a life long struggle. There is a Hadith (Traditions) which sheds light on the importance of this matter.
Prophet Muhammad (Saw) said
"None of you should say ' Oh Allah instruct me in my evidence at the time of death', as the non-believer is also instructed in his evidence. Rather you should say, 'Oh Allah! Instruct me in the evidence of faith at the time of death."
So basically a life long time of good deeds have the chances of being lost, if a Muslim or A Believer disobeys God before the time of his/her death or becomes a Disbeliever or becomes a Sinner, which might make him/her end up in the Fire rather than going to Paradise, and his assigned seat in Paradise would change and he would be given one in the Fire, as each and every Person has been assigned a seat in Paradise and Fire, as i already mentioned the Tradition above!
Also because Prophet (saw) said in another tradition that the Last deeds of a person would determine whether they are destined to paradise and Hell, and so a Muslim is supposed to work hard all his life, and commit to doing good deeds!
